Starting January 1, 2027, The Edit by Chase Travel adds more than 10,000 vacation homes picked by Plum Guide, next to its 1,500 hotels and resorts. Sapphire Reserve, Sapphire Reserve for Business and J.P. Morgan Reserve cardholders will be able to spend their Edit credit, up to $250 per stay, on a home. The home perks, including a $150 in-stay credit, require at least four nights.
What changed
- Before: The Edit covered only hotels and resorts, and the annual Edit credit worked only there.
- Now: from January 1, 2027, The Edit also lists 10,000+ vacation homes, and Chase says eligible cardholders “can use their annual credit towards The Edit” on them (Chase press release).
- Home perks: a $150 in-stay credit for services such as a private chef, a massage or an airport pickup, plus early check-in and late checkout when available.
- Who it affects: holders of the Sapphire Reserve ($795 a year), the Sapphire Reserve for Business and the J.P. Morgan Reserve.
- Who it doesn’t: Freedom, Ink and Sapphire Preferred cardholders. They already book “hundreds of thousands of vacation homes” in Chase Travel, without The Edit’s perks or credit.
Key terms
- Four nights for home perks: Chase’s footnote says “The Edit benefits for vacation homes require a four-night minimum stay.” Some benefits depend on availability and vary by property.
- Two nights for the credit: Chase says the credit “requires a prepaid stay of at least two nights.” The Sapphire Reserve product page caps it at $250 per booking and $500 a year.
- Business card: from January 1, 2027, the Sapphire Reserve for Business credit rises to up to $1,000 a year, still capped at $250 per stay. We covered that in our Reserve for Business credit post.
- No points on the credit: Chase says purchases covered by the credit don’t earn points. The rest of the booking earns 8x as a Chase Travel purchase.
- Curation: Plum Guide picks the homes using “150+ comfort, design, and location criteria.” Plum Guide also sells these rentals on its own site. Chase first added Plum Guide homes to Chase Travel in April 2026, The Points Guy reports.
How the home perks compare to Edit hotels
The hotel side of The Edit gives you daily breakfast for two, a $100 property credit, a room upgrade at check-in and early check-in or late checkout. The home side swaps breakfast and the upgrade for the $150 in-stay credit.
| Edit perk | Hotels and resorts | Vacation homes (from Jan 1, 2027) |
|---|---|---|
| Minimum stay for perks | 2 nights | 4 nights |
| Edit credit (up to $250 a stay) applies | Yes | Yes |
| On-site credit | $100 property credit | $150 in-stay credit |
| Breakfast for two | Daily | Not listed |
| Upgrade | Room upgrade at check-in | Not listed |
| Early check-in, late checkout | When available | When available |
Chase hasn’t said whether a two- or three-night home stay earns the $250 credit without the perks. The footnotes suggest it does, since the credit needs two nights and the perks need four, but we’d check the booking page before you count on it.
The math on a group trip
Take a four-night home at $2,000 in total for four adults. The $250 credit brings your cost to $1,750, or $437.50 a person. The remaining $1,750 earns 8x, which is 14,000 Ultimate Rewards points. At the 2.05 cents we use in our points valuation guide, that’s about $287 back. Add the $150 in-stay credit, and the trip returns about $687 in credits and points.
Two Edit hotel rooms at $500 a night for the same four nights would cost $4,000, twice the price of the home. A couple needs only one room, though, and an Edit hotel adds daily breakfast for two and a $100 property credit that a home doesn’t.
Our take
We’d use this if you’re a Sapphire Reserve cardholder who already travels with family or friends. One four-night home booking covers half of the $500 yearly credit, and the second $250 still works at a hotel. Book through Chase Travel only when the home’s price there matches or beats Plum Guide’s own site. If Chase Travel charges $300 more, a $250 credit leaves you $50 behind.
Skip it if your trips are one- or two-night hotel stays. Nothing changes for you, and the $250 hotel credits work the same way as before. It’s also no reason to get a $795 card. Compare the full Sapphire Reserve and Preferred before you apply, and see our best travel credit cards guide for cheaper options.
Amex made a similar move in October, when it made Airbnb Luxe homes eligible for the Platinum’s lodging credit. Marriott pays elites points on rentals, and Wyndham sells rentals for points, as our Homes & Villas and Wyndham rental posts show. Our vacation rental coverage tracks the rest.
FAQ
When can you book vacation homes in The Edit?
Chase says vacation homes join The Edit on January 1, 2027. Until then, The Edit lists only hotels and resorts.
Which cards get The Edit credit on vacation homes?
The Sapphire Reserve, the Sapphire Reserve for Business and the J.P. Morgan Reserve. Other Chase cards book homes in Chase Travel without The Edit perks.
How long do you have to stay to get the vacation home perks?
At least four nights. The $250 credit itself requires a prepaid stay of at least two nights.
What is the $150 in-stay credit for?
Chase lists services such as massages, a private chef and airport pickup. It comes with early check-in and late checkout when available.
Can you pay for an Edit vacation home with points?
Yes. Chase says Ultimate Rewards points pay for these stays through Chase Travel.
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