The best starter travel card. You earn flexible Chase Ultimate Rewards points that transfer to airline and hotel partners, plus 3x on dining, online groceries, and select streaming, and 5x on travel booked through Chase. A $100 annual hotel credit and a low $95 fee make it easy to keep long-term. If you're building your first points setup, start here.

The premium pick for frequent travelers. It earns 8x on Chase Travel and 4x on flights and hotels booked direct, and comes with Priority Pass plus Chase Sapphire Lounge access. A $300 annual travel credit and other statement credits can offset much of the $795 fee - but only if you'll actually use the lounges and credits. Best for people who fly often.

A powerhouse for food spending, earning 4x at restaurants worldwide and at U.S. supermarkets (up to an annual cap). Monthly dining and Uber credits help soften the $325 fee, and Membership Rewards points transfer to a deep bench of airline and hotel partners. One of the best everyday cards for foodies and families.

The luxury travel flagship - Centurion and Priority Pass lounge access, elite hotel status, and 5x on flights and prepaid hotels booked through Amex Travel. It's loaded with premium credits (airline, hotel, entertainment, and more), but the $895 fee only pays off if you'll actually use them. Best for frequent travelers who value lounges.

A no-annual-fee business card that earns a flat 1.5x on every purchase - no categories to track. On its own it's cash back, but paired with a Sapphire or Ink Preferred card, those points become full-value Ultimate Rewards you can transfer to travel partners. A simple, high-value companion card almost everyone should hold.

No annual fee and outsized 5x categories - office supply stores and internet, cable, and phone services (up to a cap) - make this a cash-back workhorse. Its welcome offer posts as flexible Ultimate Rewards points when you also hold a Sapphire or Ink Preferred card. A wallet staple that pairs perfectly with the Ink Unlimited.

A strong-value travel card with one of the more reachable welcome offers on this list, plus elevated earning on hotels and airfare, no foreign transaction fees, and solid travel protections - all for a modest $95 fee. A great pick if you want to diversify beyond Chase and Amex.

One of the highest welcome offers available anywhere, paired with a premium travel toolkit: lounge access, 5x on flights and prepaid hotels through Amex Travel, and a stack of annual business statement credits. Best for businesses with real travel spend that can hit the $20,000 requirement and use the perks against the $895 fee.

Automatically earns 4x points on your top two eligible business spending categories each month (up to an annual cap), so it flexes to however your business spends. Monthly business credits help offset the $375 fee. A high-earning, flexible pick for small businesses with concentrated spend.

The business version of the Reserve, earning 8x through Chase Travel and 4x on flights and hotels booked direct, with lounge access and best-in-class travel protections. Its large welcome offer makes it compelling for businesses that book a lot of travel and can meet the $30,000 spend. Pairs well with the no-fee Ink cards.

Earns 3x points on travel, shipping, internet/cable/phone, and advertising with search engines and social media (up to an annual cap), and its welcome offer is one of the easiest big bonuses available right now. Points are full-value Ultimate Rewards, especially strong paired with the no-fee Ink cards. A cornerstone business card.