Paze Is Giving Away $100 Per Card. You Have to Claim It Ten Dollars at a Time.

Paze Is Giving Away $100 Per Card. You Have to Claim It Ten Dollars at a Time.

Paze is running a promotion that gives you a $10 statement credit on any purchase of $10 or more, up to ten times per card, through September 10, 2026. That is $100 back per eligible card. Chase, Citi, Capital One, Wells Fargo, U.S. Bank and Bank of America cards all qualify.

The catch: Ten separate transactions of at least $10 each, at a short list of merchants, using a digital wallet most people have never opened.

The terms in one place

• $10 back per transaction of $10 or more, up to 10 times per card, for a $100 maximum per card.

• The promotion runs through September 10, 2026.

• Eligible card issuers are Chase, Citi, Capital One, Wells Fargo, U.S. Bank and Bank of America.

• Participating merchants include Domino's, Dunkin', Wendy's, Little Caesars, Whataburger, Macy's, Sephora, Newegg, StubHub, ShopRite and United Airlines.

• Gift card purchases are excluded, so you cannot clear the ten transactions by buying gift cards.

• Eligible Chase consumer cards earn 10 extra points per dollar at participating Paze merchants, on up to $1,500 of spend a month, through December 31, 2026.

What is Paze?

The large U.S. banks (Chase, Citi, Capital One, Wells Fargo, U.S. Bank and Bank of America) built Paze themselves. It sits between your card and the merchant at online checkout, the same job PayPal or Apple Pay does. Because the banks built it, your cards may already be loaded when you first sign in through your bank.

You pick Paze as the payment method at checkout instead of typing a card number. Some cards need a one-time verification step where you enter the three-digit code from the back inside the Paze interface.

How do you make sure the credit triggers?

Watch the checkout screen. The $10 credit banner should appear in the Paze window before you confirm the order. If it does not show, the transaction will not count, and you have burned one of your ten slots on a purchase you were only making for the credit.

Keep each transaction at or just above $10. The credit is a flat $10 whether you spend $10 or $80, so ten $10 orders return the full $100, while one $80 order leaves $70 on the table.

Is the Chase 10x offer the better deal here?

For some people, yes. The Sapphire Reserve, Sapphire Preferred, Freedom, Freedom Unlimited and Freedom Flex all earn 10 extra points per dollar at participating Paze merchants, on up to $1,500 a month, through December 31, 2026. That is 15,000 bonus points a month, and it runs to the end of the year rather than to September 10.

Those 10 points stack on top of whatever the card already pays. Book a United flight through Paze with a Sapphire Preferred and you earn 10x from the promotion plus 2x for travel, so 12x on that purchase.

Put a number on it. At the 1.5 to 2 cents per point most travelers get from Ultimate Rewards, 15,000 points a month is $225 to $300 of travel value. Over the four months left in the year that reaches $900 or more, which dwarfs the $100 credit promotion. Our points valuation guide explains where those cents come from.

The limit is the merchant list. The 10x pays at participating merchants only, not everywhere Paze is accepted, so hitting $1,500 a month depends on whether you genuinely shop at United, Dunkin', Domino's, Sephora, StubHub and ShopRite. Paze publishes the current list, and it has been growing. United Airlines being on it is the one that makes the cap plausible for a traveler.

Is there a downside?

Two worth naming. The first is manufactured spending on yourself, which means buying things you did not want because a credit exists. Ten Domino's orders you did not need is not $100 earned.

The second is that you are adding another party between your card and the merchant. Paze is bank-owned rather than a startup, which puts it on solid ground, and it still means one more account holding your card details and one more place to check when a charge looks wrong.

What this means for you

Take the $100 if you already buy from these merchants. Household orders, a few dinners and a Dunkin' habit will clear ten $10 transactions inside three weeks without changing anything about how you spend.

If you carry a Chase card that earns Ultimate Rewards, the 10x offer deserves more attention than the credits do. Fifteen thousand points a month for shopping you were doing anyway is the strongest earn rate on this list, and it lasts four months longer. If you are not sure which Chase card fits, our best travel credit cards guide breaks them down by category.

FAQ

When does the Paze promotion end?

September 10, 2026. The separate Chase 10x points offer runs through the end of the year.

How much can I get back?

$100 per eligible card, earned as ten $10 statement credits on each transaction of $10 or more.

Which cards work?

Cards from Chase, Citi, Capital One, Wells Fargo, U.S. Bank and Bank of America.

Where can I use it?

Participating merchants include Domino's, Dunkin', Wendy's, Little Caesars, Whataburger, Macy's, Sephora, Newegg, StubHub, ShopRite and United Airlines.

How do I know the credit applied?

The $10 credit banner appears inside the Paze checkout window before you confirm. No banner means no credit.

Can I buy gift cards to hit ten transactions?

No. Gift card purchases are excluded, including third-party gift cards sold through Newegg. Each credit has to come from a qualifying purchase.

Which Chase cards earn 10x on Paze?

Sapphire Reserve, Sapphire Preferred, Freedom, Freedom Unlimited and Freedom Flex, at participating merchants only, through December 31, 2026.

Does spending more than $10 get me more back?

No. The credit is a flat $10 per qualifying transaction, so ten separate $10 purchases return more than a few large ones.